Estrella Title Cash - Title Loans in Corpus Christi, Texas

If you’ve been struggling with personal finances, you may have been thinking about a car title loan. You could be concerned that you’ll lose the use of your vehicle during the loan term. Unless you’re living in a city, which provides good transportation services like trains and buses, it can be difficult to get around without your primary transportation like your car. However, at Estrella Title Cash, we know how important it is for you to retain the use of your car or truck. So, we don’t have any kind of rules or restrictions when it comes to your vehicle. You are free to drive to work, school, run errands or even take a vacation. The only thing we ask is for you to secure your loan with the paper car title to your auto, but you get to keep driving. You might also be interested to know that we lend cash to people with all kinds of backgrounds, jobs and income levels. Some folks qualify for a few hundred dollars, and others walk away with thousands, depending upon the value of their vehicles offered for collateral. If you need quick cash, we can get you qualified and approved in just a day.

What You Need to Know About the Online Application Process

Our loan applications for title loans Corpus Christi are designed to collect your basic contact information and your vehicle info. You’ll need to submit the following:

  • Your first and last name, phone number and zip code.
  • A mileage estimate for the vehicle you’re offering as collateral. The make, model, body style and age of your car or truck.

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Helpful Information About Car Title Loans

What will I need to qualify for car title loans Corpus Christi?

  • An old or a newer vehicle in running condition.
  • The title to your vehicle, which lists you as the owner.
  • Vehicles must be paid in full, and titles cannot show any liens against the vehicle.
  • Proof that you are at least 18 years of age.

Can I qualify for a title loan with bad credit?

Car title loans Corpus Christi are secured with the title to your vehicle. So, you certainly can qualify with bad credit.

Do I have to specify the purpose for the loan?

No, you don’t have to tell us why you want a loan. We will never ask you why or how you want to spend your loan funds. You’re free to use the money for anything you like.

How long does the loan process take?

In most instances from applying to loan payouts takes as little as 24 hours or less. You simply apply for the loan, consult with a loan representative, sign a contract and collect your cash.

What are secured loans?

To obtain a secured loan, borrowers must pledge an asset like a car or truck to secure the loan. Borrowers are required to supply their car titles at loan closings for title loans Corpus Christi. After receiving the title, Estrella Title Cash places a temporary lien against the vehicle.

Following the receipt of the final loan payment, liens are removed, and titles are returned to borrowers. If a borrower fails to make their payments, vehicles can be sold to cover the remaining debt owed on the vehicle. However, most borrowers go out of their way to make their payments.

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How Does the Car Title Loan Process Work?

Complete an Application

You are free to apply using anyone of three application options. Choose the method that is the easiest and most convenient for you.

  • Apply at a nearby loan center store in Corpus Christi where you’ll have the opportunity to meet face to face with one of our loan representatives. You’re welcome to ask questions and learn more about our loan process.
  • If you have a heavy schedule, you may prefer to call in your application.
  • Some folks prefer the convenience of applying online in their spare time.
Phone Consultation

Estrella Title Cash processes loans fast, so immediately after applying, you might want to gather your income information and monthly expense figures to prepare for your phone consultation. All applicants receive an instant loan estimate before their consultations. Next, your loan representative will ask you questions about the amount of your monthly income and the source of the income. Our goal is to make sure that taking out a loan won’t overextend your finances or cause any problems.

We can accept a number of different income sources for qualifying such as unemployment benefits, pension income, Social Security benefits, alimony, disability benefits, income from part-time or full-time work and several other sources. Your income and the value of your vehicle are used to determine the basis for your loan amount.

After verifying your income and approving you for a loan, you’ll be presented with a variety of loan repayment plans. Read through them carefully to find one that fits well with your budget and provides ample time for you to repay the loan.

Contracts

In order to meet state requirements for title loans in Corpus Christi, Estrella Title Cash writes contracts, which include the terms of your loan that you agreed to during your loan consultation. Contracts are an excellent way to double check the loan terms to make sure everyone involved has the same understanding about financial responsibilities.

Your contract will contain the following information:
  • Applicable loan fees.
  • The total loan amount.
  • Minimum payment amounts.
  • Your repayment schedule for making payments.
  • The cost of your interest on the loan.
  • The interest rate.

After finishing up your loan paperwork, you’ll need to turn in your car title, and you can collect your payout.

If you need money, consider car title loans Corpus Christi.

CONTACT INFORMATION:

Phone: (361) 384-7700

© 2023 corpuschristi-titleloan.com

Address: 917 Laredo Corpus Christi TX 78401

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